Short-Term and Long-Term Disability Insurance

SHORT-TERM DISABILITY INSURANCE

Short-Term Disability (STD) insurance is a company-provided benefit providing benefits-eligible team members with a benefit for each day they are absent due to illness or injury, up to a maximum of 26 weeks in a period of 12 consecutive months. All active full-time team members are eligible for this plan. For more information about this benefit, refer to your Leave of Absence policy or contact your HR representative.

LONG-TERM DISABILITY INSURANCE

Company-provided Long-Term Disability (LTD) insurance through Unum is designed to replace a portion of your income if you become totally disabled and cannot work for an extended period of time. LTD benefits begin after you have been totally disabled for at least 180 consecutive days.

The benefit is equal to 67% of your base salary up to a maximum of $17,000 per month. A monthly maximum benefit will apply. Payment of the benefit is subject to approval by the insurance company.

Eligibility

Non-union team members in the U.S. who work at least 30 hours per week are automatically enrolled in Short-Term Disability and Long-Term Disability as of your first day of employment.